Terms of Service

Last updated: August 2026

Please read these Terms of Service carefully before using this website.

No Financial or Legal Advice

The content on this website, including the article and quiz, is for informational purposes only. It does not constitute financial, legal, tax, or insurance advice. You should consult with qualified professionals before making any insurance or estate planning decisions.

Fiduciary Underwriting Desk is a life insurance agency. Dave Chaney is a licensed insurance agent. We do not provide legal or tax advice.

Services

We offer life insurance brokerage and advisory services to high-net-worth individuals and their advisors. All services are subject to separate engagement agreements and applicable state insurance regulations.

No Guarantee of Results

Past performance and case studies do not guarantee future results. Insurance approvals, ratings, and pricing depend on individual circumstances and carrier underwriting.

Intellectual Property

All content on this site is the property of Fiduciary Underwriting Desk. You may not reproduce, distribute, or create derivative works without written permission.

Limitation of Liability

To the maximum extent permitted by law, Fiduciary Underwriting Desk shall not be liable for any indirect, incidental, or consequential damages arising from your use of this website or our services.

Governing Law

These terms are governed by the laws of the State of Oklahoma. Any disputes shall be resolved in the courts of Oklahoma.

Changes

We may modify these terms at any time. Continued use of the site constitutes acceptance of the revised terms.

Contact

Questions about these terms should be directed to info@lifeinsurancefiduciary.com.

Mailing address:

[Legal Entity Name]

3030 Northwest Expy

Oklahoma City, OK 73112